Now is the perfect time to take advantage of low interest rates and an exceptional market. Use our web site to apply online, calculate payments, view our loan programs, contact us, or learn more about us!

We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5
Step Application. Click here to get started!

Vivian Smith and Kimberly Jewel
Mortgage Loan Officer Team

**C&F Mortgage is one of
TOP LENDERS
with VHDA**

Ready to Own? Start with our Secure Online Application   Apply Now

C&F Mortgage Products and Services

-Purchase and Refinance                  -VHDA 1st Home Buyer Certified
-Convential/FHA                                     -VA Loans and VA Jumbo Loans
-Construction/Perm FInancing          -Lot Loans
-Investment Property Financing        -FHA 203(k) Specialist since 1989
-Rural Development                              -Home Path

Are you ready to own?

Take the first step towards the American Dream by completing our easy Online Application. We offer a variety of loan application options, including a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started!

Vivian Smith & Kimberly Jewel
Mortgage Loan Officer Team

Vivian's Direct :(757)952-1752
Vivian's Cell: (757)869-8341
Kimberly's Direct: (757)952-1754
Kimberly's Cell: (757)810-4586
Toll Free: (877)236-6784
Fax: (757)873-1674
Email: homemortgage4u@hotmail.com
Viivan's NMLS ID# 313542
Kimberly's NMLS ID# 313484